📉 Why the “Lowest Rate” Isn’t Always the Best Deal in Credit Card Processing

When it comes to credit card processing, there’s one question nearly every business owner asks right away: “What’s your rate?” It’s a natural place to start. After all, your processing fees affect every sale. But here’s the catch: while the rate is important, it’s only one piece of the puzzle. Focusing solely on finding the … Read more

Interchange Optimization – What is It?

Visa and MasterCard, along with card issuing banks, set the cost of interchange or the base cost to process a credit card transaction. There are over 300 levels of interchange with rates ranging from as low a .05% to as high as 3.25% and everything in between. What determines the cost of interchange is based … Read more